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Vehicle Cover

Don’t let insuring your vehicle drive you up the wall.

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Vehicle cover with Financial Wealth Capital

Your vehicle is an essential part of your life. Ensure you safeguard your baby against all of life’s unprecedented eventualities with the right car insurance. We can help you find vehicle cover that suits your particular circumstance as well as offer an array of great benefits. You could get standard comprehensive cover against risks like theft, third-party, accident, flood, windscreen, hail cover, and fire damage. Cover also includes lifetime guaranteed repairs giving you assurance that your vehicle will be taken care of to the highest of standards. Finally, you can also be protected from vehicle theft, towing and storage, third-party damage, canopy windscreen, and sound system cover, when you add third-party, fire and theft Insurance to your policy.

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Frequently Asked Questions

Any questions? Get your answers now.

What 4 characteristics affect your car insurance rates?

Your car, driving habits, demographic factors, and the coverages, limits, and deductibles you select are all factors that may affect your auto insurance premiums. These factors may include your age, anti-theft features in your car, and your driving.

What makes a car more expensive to insure?

The vehicle you drive -The price of your car plays a significant role in the cost of insuring it. Other factors to consider include the likelihood of theft, the cost of repairs, the engine size, and the vehicle’s overall safety record. Automobiles outfitted with high-quality safety features may be eligible for premium discounts.

What is the best way tochoose car insurance in South Africa

When looking for an insurer, make sure to shop around. Consider factors other than the monthly premium fee and choose a company that is licensed by the Financial Services Conduct Authority (FCSA). Consider aspects such as the company’s reputation, claims process, policy coverage, excess/deductible options, no-claims bonus, and ethical performance.

Does my premium decrease in line with the value of my vehicle?

The depreciated value of the vehicle is considered in the annual premium review. This is not, however, the only factor that influences the premium. Accidents account for the vast majority of claims paid, rather than write-offs or stolen vehicles. The cost of repairs and parts rises in lockstep with inflation. As a result, we must raise our premiums because vehicle repairs are becoming more expensive.

Can I have my vehicle repaired ata panel beater of my own choice?

The insurer typically establishes a selected panel of repairers whose work is guaranteed for a set number of months. You may choose your own repairer, but we cannot guarantee the quality of their work.