Life Insurance
Life can be stressful, with us it’s not.
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Life insurance with Financial Wealth Capital
We know you work very hard to take care of your loved ones while you are still alive, however in the unfortunate event that something happens to you, do you have a contingency plan to ensure you continue to do this even from beyond the grave? Life Insurance is the best way that you can do this. With the right cover in place, you can look after your loved ones for as long as possible. Our highly qualified financial advisors can help you pick the right cover for your requirements at a price that is suitable for your particular conditions. We’ll give you various options on life insurance plans, including Death Cover, Critical Illness Cover, and Disability Cover.
Frequently Asked Questions
Any questions? Get your answers now.
How long does life insurance take to pay out in South Africa?
If a claim is simple and clearand the insurance company has no way to reject or fight it, your payment will most likely be made within two to three weeks.
When does life insurance not pay out?
Your life insurance beneficiary will not receive any life insurance money if you intentionally lie on your life insurance application, are murdered by your beneficiary, or die doing something that is prohibited by your policy.
How long does life insurance take to pay out in South Africa?
If a claim is simple and clearand the insurance company has no way to reject or fight it, your payment will most likely be made within two to three weeks.
Who gets life insurance money after death?
Generally, the payout is madeto the beneficiary or beneficiaries named in the policy. If no beneficiary is named, the money will be distributed to the deceased’s estate. Because life insurance policies are not subject to income tax, beneficiaries receive 100% of the payout.
What are five things not covered by life insurance?
Pre-existing conditions, accidents that occur while under the influence of drugs or alcohol, suicide, criminal activity, and death due to a high-risk activity, such as skydiving, and war or acts of terrorism are the five things that life insurance does not cover.
