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Home & Contents Insurance

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Home & contents insurance with Financial Wealth Capital

We understand that what you own represents the blood sweat and tears that it took to get it. As a licensed financial services provider, our promise to you is that we will go out of our way to ensure that you have enough financial support to repair or replace them in case they get lost, damaged, or stolen. Obtain the insurance you require to safeguard the building and fixtures of your home as well as all the valuables that fill your home. Your prized possessions will be insured against fire, malicious or weather damages (storms, flooding, lightning), theft and even accidental damage.


Frequently Asked Questions

Any questions? Get your answers now.

What does home and contents insurance cover?

Home and contents insurance protects your home and other structures on your property, as well as your belongings, against loss or damage caused by natural disasters such as fire, theft, and storms.

What events are covered by home insurance?

Storm and rainwater damage (flood cover is optional), fire, theft (or attempted theft), escape of liquid (e.g.,burst pipe), lightning are all covered events. Home impact (e.g., a fallen tree), glass, ceramic, and sanitary fixture breakage, malicious damage, vandalism, riot or civil commotion, explosion, earthquake, or tsunami.

How do I find out the excess on my home insurance policy?

Your policy excess should be described in detail in your policy documents (policy schedule). Your excess will differ depending on the cause of the loss or damage.

Does my home insurance cover me for transportable items such as mobile phones and laptops?

Portable goods, like cellphones and laptops, are covered if you add Home Contents Coverage to your home insurance.

Do I need contents insurance if I’m renting?

Yes. Your belongings will be protected against theft, loss, or damage if you have home contents insurance. You must determine whether you can afford to replace all of your belongings in the event of a disaster, such as a fire.